The US is currently in a bad state of an economy. Recent numbers released by The Federal Reserve Board indicate that since January of this year, 900,000 individuals have foreclosed on their homes and 1.4 million individuals have filed for bankruptcy. As these numbers continue to rise, individual’s everywhere are realizing that they need to [...]

In 2009, President Obama has proposed a bill that would help protect Americans from the credit card companies. The CARD act became effective last Monday and not shockingly, has many Americans excited about what it is offering. A portion of this new law states that credit card companies can no longer get away with charging [...]